I received a USbank gift card before heading down here and have only been able to use it once... So I called the cardmember service number to see what the deal was. Here is how my conversation with Amber, the cardmember service agent, went: Me: Hi Amber, I brought my card with me to the Virgin Islands and I was able to use it once and have tried other places but it won't work. Amber: I dont know how you were able to use it once but the card will not work internationally. Me: Im in the United States Virgin Islands. Amber: Oh... well... let me look at that... (silence for a minute) Amber: I dont know why it won't work, maybe those places you tried dont take gift cards? Me: Alright, well, Im headed back to the states in a couple months so its not a huge deal, I was just curious. Amber: Ok then, have a great day. A lot of people dont realize that there are United States Virgin Islands... lol